Regulatory Compliance for Virtual Asset Services. Stripe Payments Europe, Ltd. is a regulated Virtual Asset Service Provider (VASP) under the European Union’s Markets in Crypto-Assets Regulation (MiCA) and the 5th Anti-Money Laundering Directive (5AMLD). In compliance with applicable anti-money laundering (AML) and counter-terrorism financing (CTF) regulations, Stripe implements robust Know Your Customer (KYC) procedures to verify the identity of its customers and monitors transactions to detect and report suspicious activities. Customer data is collected, processed, and stored securely in accordance with the General Data Protection Regulation (GDPR) and other applicable data protection laws. For transactions involving virtual assets, Stripe adheres to the FATF Travel Rule, ensuring the secure transmission of originator and beneficiary information for transfers exceeding EUR 1,000. All transaction records are retained for a minimum of 5 years to facilitate regulatory audits and ensure compliance with EU financial regulations. For further details on our compliance obligations, please refer to our Terms of Service and Privacy Policy.